FNBM is providing a comprehensive basket of Shariah based Products designed to meet the financial needs of its Customers.

Leasing

A lease is an agreement whereby the Lessor (provider of capital) conveys to the lessee (user of the Asset) in return for a payment or series of payments the right to use an Asset for an agreed period of time. The leasing transactions can be of two types:

Direct lease

Sale and Lease back



Murabaha(Cost Plus Financing)

Murabaha is the most actively used financing contract. FNBM provides Murabaha facility to finance the acquisition of fixed capital assets (Industrial Plant / Machinery), Equipments, Automobiles and Working Capital needs (Stock and inventories, Spares and Replacements, Raw Materials or Semi-Finished Goods) of the business concerns.

Repayments are usually in the form of Monthly, Quarterly Semi-Annually or lump sum installments depending upon the cash flows of the customer.